Affordable Housing Policy
Dueto the need of encouraging and promoting a peaceful coexistence,different institutes, especially the government, takes the initiativeof implementing varying policies. According to the procedures, peopleshould live while adhering to certain principles, which also detailtheir task instructions. Through policies, different people can unitein the context of honoring the wellbeing of society. However, aparticular criterion must be followed before implementing a policy.People, especially the citizens of a particular nation must approveits competency to avoid controversies between individuals and thesystem. Meanwhile, (AHP) is one of thegovernment implemented policies that aim at enabling people to meettheir dreams while living in a competitive world. Because of thenecessitate to apprehend the ways in which the Affordable HousingPolicy operates, it essential to comprehend the involved branches ofgovernment, its current status, the available sources and resourcesfor its research, and also the factors that make the topicsignificant.
Abrief overview of the policy
Primarily,AHP has passed through different stages to become the whole systemthat people see and embrace. The impact of the Great Depression (GD)in the 1930s, led most people to struggle, especially to securehouses, in the United States (Schwartz, 2014). As a global economiccrisis, GD was troublesome as it subjected people to variouschallenges. However, in 1934, the American government through an actof Congress formulated the Federal Housing Administration. Theprogram made homeownership affordable for people of all classeswithin the country. For instance, through mortgage insuranceprograms, most Americans were able to secure their dream homes bypaying low down payments (Schwartz, 2014). In 1937, the governmentintroduced the Housing Act, which the main objective was to helpindividuals with low incomes secure public houses. Over an extendedperiod, the improved. Millions of peoplearound the nation managed to secure homes irrespective of theirearnings. Currently, the United States has advanced economically,socially, culturally and even politically. Its population hadmultiplied compared to the past when few people occupied most partsof the nation. It has thus become the responsibility of thegovernment to ensure that all individuals have access to similarresources. Typically, the recognizes thedevelopment of a country through improving people’s conditions. Itensures that a certain amount of money has been allocated to by thegovernment to enhance as well as improve low-income families(Koschinsky & Talen, 2015). Presently, the policy targets toreinforce the homeless. In the 21st century, their numbers have beenincreasing at a steady speed. Therefore, with the effort of reducingand even eliminating them from the streets, the policy has beenventuring more into reinforcing the development of public houses.They are built in a design that serves the purposes of such people.They have all the necessary equipment, water, and even toilets(Koschinsky & Talen, 2015). At some point, the public houses aregiven free to homeless individuals, especially ones that cannotsecure a job, hence government pays for them.
Branchesof Government Involved in the Policy
Meanwhile,to ensure the success of the , differentplayers must engage in various roles. The branches of government thatsupport its development include federal, state and local governments.Each sector has unique functions that work towards improving thepolicy.
Therole of federal government in ensuring the betterment of affordablehousing is of great importance. For instance, through the Housing andUrban Development (HUD) sector, the federal government can allocateas well as spend a substantial amount of money in the affordablehousing programs (Bostic & Ellen, 2014). Precisely, the federalgovernment has multiple resources at its disposal to fund as manyAHPs as possible. Currently, a heightened federal support is requiredto provide affordable housing for all needy people around thecountry. It is the responsibility of the national government toensure that such people live in well-developed houses regardless oftheir low income. Besides, whether one has a high or low income, thefederal government has committed itself to helping all citizens(Bostic & Ellen, 2014). Therefore, to achieve that, it shouldfund affordable housing programs, work with the private sectortowards building affordable homes for the economically-challengedAmericans, and lastly, adjust the affordable housing programs to fitthe needs of the poor from all around the nation.
Stateand Local Governments
Recently,both state and local governments have become excessively innovative,especially to implement their roles in affordable housing programs(Varady, Kleinhans & Van Ham, 2015). However, the two governmentsplay various roles to make housing affordable to the poor people.Firstly, they enhance development opportunities. For instance, makingtax delinquent properties as well as publicly owned land availablefor the construction of more affordable homes (Varady, Kleinhans &Van Ham, 2015). Secondly, the governments engage in the reduction ofred tape. The approach involves quickening the approval processreconsider fees that have been over restrictive. Next, theadministrations commit in the capitalizing of market operations, inparticular through tapping the heightened tax revenue, whichassociates with increasing property values. The state and localgovernments also play the role of preserving as well as recycling theavailable resources (Immergluck, 2016). For instance, via repayableloans, the branches can achieve the recycling down payment supportcompared to when grants are offered.
Statusof the Policy
Currently,the has been supported not only by thedifferent branches of the government but also by citizens from allover the country. Individuals have realized that as far as thecountry needs progress, it is important for it to reinforce people’slifestyle, especially the low-income families and individuals(DeLuca, Garboden & Rosenblatt, 2013). However, to keep thepolicy active, millions of dollars are allocated each fiscal year tosupport affordable housing programs and also to enhance partnershipwith the private sector towards constructing a strong nation. Stateand local governments are also working directly with needy people toensure that they get housing help and also learn about different waysof maintaining their homes as well as their wellbeing.
Also,for the active research of the , variousresources must be utilized. Firstly, through the National Archives,it is to understand how the system was first implemented, itsprogress over time and also how the United States government hasmanaged to maintain it. Secondly, through reviewing the statefinancial records, one can find the amount of money incurred onprograms that are associated with the policy since its implementation(Avery & Brevoort, 2015). It is also a competent source whileconsidering the effectiveness of AHP. For instance, evaluatingwhether or not its budget was increasing over the years can help tomeasure its efficiency to the wellbeing of the United States.
TheSignificance of the Topic
Thesubject of is important because of variousreasons. Firstly, it evaluates one of the basic needs that peopleurgently require to survive. Housing is one of the major issues thatindividuals from around the world are trying to address. Therefore,perceiving the competency of the policy is essential to bothAmericans and citizens from around the world (Cullingworth &Caves, 2013). Secondly, the topic shows what it takes to make apolicy functional while considering the welfare of all people. AHP isone of the systems that have managed to recognize a sigh of progresssince their formation hence its evaluation can help to build or evenreconstruct new policies.
Avery,R. B., & Brevoort, K. P. (2015). The subprime crisis: Isgovernment housing policy to blame?. Reviewof Economics and Statistics, 97(2),352-363.
Cullingworth,J. B., & Caves, R. (2013). Planningin the USA: policies, issues, and processes.Routledge.
Bostic,R., & Ellen, I. G. (2014). Introduction: Special issue on housingpolicy in the United States. Journalof Housing Economics, 24,1-3.
DeLuca,S., Garboden, P. M., & Rosenblatt, P. (2013). Segregatingshelter: How housing policies shape the residential locations oflow-income minority families. TheANNALS of the American Academy of Political and Social Science,647(1),268-299.
Varady,D., Kleinhans, R., & Van Ham, M. (2015). The potential ofcommunity entrepreneurship for neighborhood revitalization in theUnited Kingdom and the United States. Journalof Enterprising Communities: People and Places in the Global Economy,9(3),253-276.
Immergluck,D. (2016). Creditto the community: Community reinvestment and fair lending policy inthe United States.Routledge.
Koschinsky,J., & Talen, E. (2015). Affordable housing and walkableneighborhoods: A national urban analysis. Cityscape,17(2),13.
Schwartz,A. F. (2014). Housingpolicy in the United States.Routledge.
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